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📰 Welcome to Payon Technologies Private Limited. # All Operators working fine. # Highest margin on Airtel recharge.

From Recharge to Digital Financial Inclusion

Payon Technologies Private Limited is on a mission to build a digital ecosystem of financial services that is accessible to every Indian. We bring secure and smart financial solutions closer to you.

Get the App Explore Services

25,000+

Active Retailers

1M+

Transactions Processed

99%

Pincode Coverage

24×7

Support Availability*

✔ PCI-DSS Aware Handling*
✔ Encrypted APIs & token auth
✔ Operator & bank-grade security
✔ Regular audit & monitoring

Digital Services We Offer

A unified platform to manage everyday digital financial needs — from instant recharges to secure, high-value BBPS services.

📱

Mobile & DTH Recharge

Instant prepaid and postpaid recharges for all major operators with real-time transaction status and reliability.

💳

Wallet, UPI & Bill Payments

Secure wallet and UPI transactions with BBPS-powered bill payments including electricity, water, gas, and more.

🏦

Banking & AEPS Services

Assisted banking solutions including AEPS, cash management services (CMS), vendor payments, and financial access for rural & urban customers.

✔ BBPS Bill Payments
✔ Insurance Premium Collection*
✔ Recharge & BBPS APIs
✔ Custom Branding Options

Why Partners Choose Payon Technologies Private Limited

Built for scale, reliability, and ease of use — trusted by retailers, distributors, and fast-growing fintech startups.

⚡

Fast Processing

Most transactions are processed within seconds with real-time status visibility.

🛡️

Secure Platform

Encrypted APIs, role-based access controls, and audit-ready transaction logs.

📊

Smart Reporting

Transparent ledgers, downloadable MIS reports, and real-time performance dashboards.

🤝

Partner Support

Dedicated assistance for retailers, distributors, and enterprise partners.

Industry Recognition

Award-Winning Fintech Platform

Trusted by businesses nationwide for secure, scalable, and compliant digital payment solutions.

Fintech Award

Best Digital Payments Innovation

Recognized for outstanding contribution in quality & excellence, in realm of customer satisfaction.

Trusted Platform

Trusted by 10,000+ Businesses

Empowering retailers, distributors and enterprises across India.

Secure Platform

Secure & Compliance-Ready

Built with enterprise-grade security, monitoring and compliance frameworks.

Secure Platform

Secure & Compliance-Ready

Built with enterprise-grade security, monitoring and compliance frameworks.

Partner With Us Company Overview

How Payon Technologies Private Limited Works

Getting started is simple. In just a few steps, you can begin offering digital financial services to your customers.

1

Register & Onboard

Create your account, complete basic KYC verification, and gain secure access to the partner dashboard.

2

Add Balance & Configure

Fund your wallet, configure commissions or margins, and activate the services you want to offer.

3

Start Serving Customers

Deliver recharges, bill payments, AEPS, and other assisted financial services from a single dashboard.

Popular Use Cases

Flexible solutions designed to support multiple business models across retail, assisted banking, and fintech platforms.

Local Mobile & Recharge Stores

Enable mobile recharges, utility bill payments, and AEPS cash withdrawals for walk-in customers from a single interface.

Micro-ATM & BC Agents

Provide essential banking services including cash withdrawals and balance enquiries in rural and semi-urban locations.

Fintech & Digital Platforms

Integrate our secure APIs to launch recharge, bill payment, and utility services quickly within your applications.

Our Journey with Partners

From day one, Payon Technologies Private Limited has been built together with retailers, distributors and developers. Here’s a simplified timeline of how a typical partner grows on the platform.

Step 1

Onboard as Retailer

Start with basic recharge & bill payment services, understand the dashboard and get used to instant confirmation and reporting.

Step 2

Enable AEPS & Other Services

Expand services to include assisted banking and other Financial Services, especially for customers without easy bank access.

Step 3

Grow into Distributor

Onboard more retailers under you, manage limits & commissions and review performance with real-time reports.

Step 4

Launch Your Own Brand

Move to white-label / API-based deployments, build your own app or portal, and use Payon Technologies Private Limited purely as infrastructure.

Built to Scale with You

These metrics show how a typical high-volume setup could look like. Use them as a reference for the kind of throughput Payon Technologies Private Limited is designed to handle.

  • • Non-stop uptime focused architecture*
  • • Horizontally scalable micro-services*
  • • Real-time monitoring & alerting*

Peak TPS

0

Transactions / second*

Daily Volume

0

Txn / day*

Avg. Success

0

% success rate*

Active Sessions

0

Concurrent users*

Built for Retailers, Distributors & CSPs

Payon Technologies Private Limited is designed to support agents on the ground — from small mobile shops to large multi-outlet chains.

  • • Single wallet for multiple services
  • • Transparent commission & instant margin credits
  • • Real-time ledger and transaction reports
  • • Multi-level hierarchy: Retailer, Distributor, Super Distributor

Scenarios

  • • A mobile retail shop offering recharge, DTH and bill pay from one panel.
  • • A kirana store enabling AEPS cash withdrawal for local customers.
  • • A distributor managing dozens of retailers with centralized billing.
  • • A CSP acting as mini-bank outlet for rural villages.

Powerful APIs for Developers

Integrate recharge, bill payment and other services directly into your own app or portal using our secure and documented APIs.

  • • REST-based APIs with JSON responses
  • • IP whitelisting & token-based authentication
  • • Sandbox / test environment for integration
  • • Detailed API documentation & sample code
View Developer Docs →

// Dummy API sample (for display only)

POST /api/v1/recharge
Host: api.yourdomain.com
Authorization: Bearer YOUR_API_TOKEN

{
  "mobile": "9876543210",
  "operator": "JIO",
  "amount": 199,
  "reference_id": "TXN123456"
}

Simple Partner Plans

Start small and scale as you grow. Margins/commissions shown below are for illustration only.

Retailer

Starter

₹0 / month

  • • Basic recharge & bill payment
  • • Standard margins*
  • • Email support
Most Popular

Distributor

Growth

Custom

  • • Higher margins & incentives*
  • • Multi-retailer management
  • • Priority support & reports

Enterprise / API

Custom

On Request

  • • White-label & API-first solutions
  • • Dedicated account manager
  • • Custom SLA & uptime

*All commissions and incentives are subject to operator, bank and regulatory guidelines. Final slabs will be shared at onboarding.

Security & Compliance

Our platform is designed with security as a first-class priority. Every change goes through review, testing and monitoring.

Platform Controls

  • • Role-based access control (RBAC)
  • • IP & device-level monitoring
  • • Transaction velocity checks

Data Protection

  • • Encrypted data-in-transit (HTTPS/TLS)
  • • Masked sensitive information
  • • Regular backup & disaster recovery drills

What Our Partners Say*

Real feedback from retailers and distributors who use Payon Technologies Private Limited every day.

“Recharge and bill pay is now almost instant. Ledger is very clear, and settlement is on time.”

Merchant

Abhishek Singh, New Delhi

“Managing multiple retailers from one dashboard saves us a lot of time. Commission setup is easy.”

Distributor

Mohit Gupta, Gorakhpur

“Since using this platform, recharges and bill payments have become much faster. The ledger is easy to understand.”

Merchant

Sanjiv Bansal, Bangalore

What’s New

UPI-based wallet loading (beta)

Now add balance faster using supported UPI handles.

v1.4 ·

Enhanced ledger filters

Filter by service, date range, status and more.

v1.3 .

API key rotation tools

Rotate your API keys without downtime.

v1.2 ·
Platform Status: All systems operational*
View status page →

Download Payon Technologies Private Limited App

Manage your business, track transactions and serve customers from your mobile. Anytime, anywhere.

Download for Android Download for iOS

Launch in days, not months

Ready to test Payon Technologies Private Limited in your business?

Use our UAT environment, staging credentials and data to validate flows with your internal team before going live.

Create Free Test Account View API Sandbox Guide

Merchant Types We Work With

Payon Technologies Private Limited is flexible enough to support different kinds of setups — from single outlet stores to large multi-location networks.

Retail

Mobile & DTH Shops

Quick recharges, bill pay and UPI collections.

Utility

Kirana & Utility Stores

Accept payments and act as local bill collection point.

Banking

BC / CSP Outlets

AEPS cash-in, cash-out and other assisted banking services.

Digital

Apps & Portals

Fintechs embedding recharge, Aeps & utilities via API.

Operational Safeguards

To reduce operational risk and improve reliability, Payon Technologies Private Limited follows a set of internal safeguards and checks.

  • • Daily transaction reconciliation across services*
  • • Automated flags on abnormal volume or patterns*
  • • Internal maker-checker workflows for critical changes*
  • • Version-controlled configuration and rollout*

Examples of Internal Controls*

Limit Rules

Per-transaction, per-day and per-agent limits can be configured by admins.

Risk Alerts

Sudden spike in a specific route or agent can trigger internal alerts.

Dual Approval

Large adjustments or manual reversals can be routed through dual approval.

Audit Trails

Important actions are logged with time, user and reference details.

Training & Onboarding Support

We understand that tools only work when teams know how to use them. That’s why Payon Technologies Private Limited can be accompanied by simple training material and enablement guidelines.

  • • Intro deck for retailers & front-line teams*
  • • Standard operating procedures (SOP) templates*
  • • Sample communication for end customers*
  • • Checklists for shop readiness & kiosk setup*

Sample Onboarding Flow*

  1. Retailer registration & identity verification
  2. Wallet setup and first balance load
  3. Training on key services and Do’s / Don’ts
  4. Soft launch with limited limits & close monitoring
  5. Full-scale rollout after initial review

Escalation Matrix

Our structured escalation framework ensures that customer concerns are addressed in a timely, transparent, and accountable manner, in accordance with defined service standards.

Level 1 – Primary Support

Customer Support Team

support@payonmoney.in

8929727617 WhatsApp Support Only

Upon receipt of a complaint, the Customer Support Team shall acknowledge the request by issuing a unique ticket reference along with an indicative resolution timeline. Any extension beyond standard timelines shall be communicated with appropriate justification.

Acknowledgment: Within 24 working hours

Level 2 – Escalated Review

Chief Customer Officer

cco@payonmoney.in

If the resolution provided at Level 1 is not satisfactory, customers may escalate the concern to the Chief Customer Officer by quoting the original ticket reference. Each escalation undergoes a comprehensive review based on the applicable complaint category.

First Response: Within 2 working days

Level 3 – Final Redressal

Grievance Redressal Officer

grievanceredressal@payonmoney.in

If the concern remains unresolved after Level 2 escalation, customers may approach the Grievance Redressal Officer with the original ticket details. The grievance shall be independently reviewed and a final resolution shall be communicated based on its complexity and regulatory requirements.

Acknowledgment: Within 2 working days

*Escalation timelines, service-level commitments, and contact details may vary depending on contractual obligations, regulatory guidelines, and operational considerations.

Regulatory & Legal Notes

Digital financial services are subject to multiple regulations. Payon Technologies Private Limited is designed keeping typical regulatory expectations in mind.

  • • KYC, AML & transaction monitoring considerations*
  • • Data retention expectations for logs & reports*
  • • Clear terms, refund & privacy policies for users*

Related Policy Pages

Always ensure your final live setup and documentation are reviewed from a compliance / legal standpoint.

Tools & Utilities in the Dashboard

Apart from core transactions, Payon Technologies Private Limited can include productivity tools that help you operate and reconcile faster.

Ledger Views

Filter by service, date, user, status and export to spreadsheets.

Statement Download

Pull transaction or settlement statements for custom ranges.

Dispute Tracking

Track disputes, comments and status in a structured way.

Notification Center

View important system messages, advisory notes and scheduled downtimes.

Branding & White-label Options*

Larger partners may explore branding and theming options so that the experience looks and feels consistent with their own brand.

  • • Logo, colors and favicon aligned to your brand*
  • • Custom URL / domain pointing*
  • • Communication templates using your branding*

Example (Illustrative)

Retailers and staff would log into your branded panel or app while Payon Technologies Private Limited powers the underlying transaction rails and reconciliation.

*Subject to feasibility, commercial terms and necessary approvals.

Sample Implementation Timeline*

A typical mid-size deployment can be rolled out in a phased manner. The timeline below is only to help you visualize the stages.

Week 1

Requirement & Sandbox

Finalize flows, enable sandbox and share keys / docs.

Week 2–3

Integration & UAT

Integrate APIs / panel, run UAT cases and sign-off.

Week 4

Pilot Rollout

Limited launch with select outlets, close monitoring.

Week 5+

Scale Up

Gradual rollout across network, monthly review.

*Actual timelines depend on integration complexity, readiness and approvals.

Frequently Asked Questions

We provide mobile & DTH recharge, bill payments, AEPS services, domestic money transfer and secure APIs for integration.
Most transactions are processed instantly, usually within a few seconds, depending on operator and network conditions.
Yes. We use encrypted communication, secure authentication and industry-standard security practices to protect your data and transactions.
Yes. Our API layer allows you to integrate core services with your own portals, apps or retailer panels, subject to approval and documentation.
Such cases are usually auto-reversed by the bank/operator. If not, our team helps you raise a complaint as per our Refund Policy.

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Contact Information

Official communication channels for PayonMoney. Please reach out through the appropriate contact point for faster assistance.

Registered Office

Payon Technologies Private Limited
RZ K2 125, NIHAL VIHAR NANGLOI JAAT, NEW DELHI 110041. India

Support & Communication

Customer Support Email

support@payonmoney.in

WhatsApp Support

8929727617 WhatsApp support only

Corporate Alliances & Business Queries

alliances@payonmoney.in

+91-9213873873       +91-9990990792 Business hours only

Business Hours

Monday – Saturday
10:00 AM – 6:00 PM (IST)

Closed on public holidays