@extends('layout.main')

@section('main-section')
    <!-- Content Wrapper Start -->
    <div class="content-wrapper">

        <!-- Breadcrumb Start -->
        <div class="breadcrumb-wrap bg-spring">
            <img src="{{ asset('assets/img/breadcrumb/br-shape-1.png') }}" alt="Image" class="br-shape-one xs-none">
            <img src="{{ asset('assets/img/breadcrumb/br-shape-2.png') }}" alt="Image" class="br-shape-two xs-none">
            <img src="{{ asset('assets/img/breadcrumb/br-shape-3.png') }}" alt="Image"
                class="br-shape-three moveHorizontal sm-none">
            <img src="{{ asset('assets/img/breadcrumb/br-shape-4.png') }}" alt="Image"
                class="br-shape-four moveVertical sm-none">
            <div class="container">
                <div class="row align-items-center">
                    <div class="col-lg-7 col-md-8 col-sm-8">
                        <div class="breadcrumb-title">
                            <h2>Privacy Policy</h2>
                            <ul class="breadcrumb-menu list-style">
                                <li><a href="/">Home</a></li>
                                <li>Privacy Policy</li>
                            </ul>
                        </div>
                    </div>
                    <div class="col-lg-5 col-md-4 col-sm-4 xs-none">
                        <div class="breadcrumb-img">
                            <img src="{{ asset('assets/img/breadcrumb/br-shape-5.png') }}" alt="Image"
                                class="br-shape-five animationFramesTwo">
                            <img src="{{ asset('assets/img/breadcrumb/br-shape-6.png') }}" alt="Image"
                                class="br-shape-six bounce">
                            <img src="{{ asset('assets/img/breadcrumb/breadcrumb-2.png') }}" alt="Image">
                        </div>
                    </div>
                </div>
            </div>
        </div>
        <!-- Breadcrumb End -->

        <!-- Privacy Policy Section start -->
        <section class="terms-wrap pt-100 pb-100">
            <div class="container">
                <div class="row gx-5">
                    <div class="col-lg-12">
                        <div class="single-terms">
                            <h3>Last Updated:</h3>
                            <p>
                                At PayOn Money, your privacy is a top priority. We are committed to safeguarding your
                                personal and financial data. This Privacy Policy outlines how we collect, store, use, and
                                share your information when you access and use our services. By using PayOn Money, you agree
                                to the practices described in this policy.
                            </p>
                        </div>

                        <div class="single-terms">
                            <h3>1. Information We Collect</h3>
                            <p>We collect both personal and non-personal information in the course of providing our
                                services:</p>
                            <ul class="content-feature-list list-style mb-3">
                                <li><i class="ri-checkbox-multiple-line"></i><b>Personal Information:</b> Name, email
                                    address, phone number, billing address, payment details (credit/debit card, bank
                                    account), and government-issued ID.</li>
                                <li><i class="ri-checkbox-multiple-line"></i><b>Transaction Information:</b> Services used
                                    (recharge, money transfers, utility payments), transaction history, and website
                                    interaction.</li>
                                <li><i class="ri-checkbox-multiple-line"></i><b>Device and Usage Information:</b> IP
                                    address, browser type, operating system, and other data for user experience and security
                                    improvements.</li>
                            </ul>
                        </div>

                        <div class="single-terms">
                            <h3>2. How We Use Your Information</h3>
                            <ul class="content-feature-list list-style mb-3">
                                <li><i class="ri-checkbox-multiple-line"></i>To provide financial services like recharges,
                                    utility payments, domestic transfers, AEPS, insurance booking, and APIs.</li>
                                <li><i class="ri-checkbox-multiple-line"></i>To analyze usage and enhance user experience.
                                </li>
                                <li><i class="ri-checkbox-multiple-line"></i>To communicate account updates, promotions, and
                                    transaction details.</li>
                                <li><i class="ri-checkbox-multiple-line"></i>To prevent fraud and ensure legal compliance.
                                </li>
                                <li><i class="ri-checkbox-multiple-line"></i>To personalize services based on your usage and
                                    preferences.</li>
                            </ul>
                        </div>

                        <div class="single-terms">
                            <h3>3. Data Retention and Security</h3>
                            <p>
                                We retain your data as long as needed for our services or as required by law. We use
                                encryption, firewalls, and secure servers to protect against unauthorized access,
                                alterations,
                                or data loss.
                            </p>
                        </div>

                        <div class="single-terms">
                            <h3>4. Sharing Your Information</h3>
                            <p>
                                We may share your data with trusted partners (e.g., payment gateways, insurers, API
                                providers)
                                solely to provide our services. These entities must maintain data confidentiality. We never
                                sell,
                                rent, or trade your information for marketing purposes.
                            </p>
                        </div>

                        <div class="single-terms">
                            <h3>5. Cookies and Tracking Technologies</h3>
                            <p>
                                We use cookies to understand your preferences, improve your browsing experience, and
                                personalize
                                content. You may disable cookies via your browser, but it may affect site functionality.
                            </p>
                        </div>

                        <div class="single-terms">
                            <h3>6. Your Rights and Choices</h3>
                            <p>
                                You may access, modify, or delete your personal information at any time. For data-related
                                concerns,
                                contact us at [contact information]. To stop receiving marketing messages, use the
                                unsubscribe link
                                in our emails.
                            </p>
                        </div>

                        <div class="single-terms">
                            <h3>7. Third-Party Links</h3>
                            <p>
                                Our platform may link to external websites. We are not responsible for their content,
                                security,
                                or privacy practices. Please review their policies before submitting information.
                            </p>
                        </div>

                        <div class="single-terms">
                            <h3>8. International Data Transfers</h3>
                            <p>
                                Your data may be transferred internationally. We ensure such transfers comply with
                                applicable laws
                                and follow strict data protection standards.
                            </p>
                        </div>

                        <div class="single-terms">
                            <h3>9. Changes to This Policy</h3>
                            <p>
                                We may update this Privacy Policy periodically. Major changes will be communicated via email
                                or
                                website notification. Please check this page regularly for the latest updates.
                            </p>
                        </div>
                    </div>
                </div>
            </div>
        </section>

        <!-- Privacy Policy Section end -->

    </div>
    <!-- Content Wrapper End -->
@endsection