@extends('layout.main')

@section('main-section')
    <!-- Content Wrapper Start -->
    <div class="content-wrapper">

        <!-- Breadcrumb Start -->
        <div class="breadcrumb-wrap bg-spring">
            <img src="{{ asset('assets/img/breadcrumb/br-shape-1.png') }}" alt="Image" class="br-shape-one xs-none">
            <img src="{{ asset('assets/img/breadcrumb/br-shape-2.png') }}" alt="Image" class="br-shape-two xs-none">
            <img src="{{ asset('assets/img/breadcrumb/br-shape-3.png') }}" alt="Image"
                class="br-shape-three moveHorizontal sm-none">
            <img src="{{ asset('assets/img/breadcrumb/br-shape-4.png') }}" alt="Image"
                class="br-shape-four moveVertical sm-none">
            <div class="container">
                <div class="row align-items-center">
                    <div class="col-lg-7 col-md-8 col-sm-8">
                        <div class="breadcrumb-title">
                            <h2>Refund & Cancellation Policy</h2>
                            <ul class="breadcrumb-menu list-style">
                                <li><a href="/">Home</a></li>
                                <li>Refund & Cancellation Policy</li>
                            </ul>
                        </div>
                    </div>
                    <div class="col-lg-5 col-md-4 col-sm-4 xs-none">
                        <div class="breadcrumb-img">
                            <img src="{{ asset('assets/img/breadcrumb/br-shape-5.png') }}" alt="Image"
                                class="br-shape-five animationFramesTwo">
                            <img src="{{ asset('assets/img/breadcrumb/br-shape-6.png') }}" alt="Image"
                                class="br-shape-six bounce">
                            <img src="{{ asset('assets/img/breadcrumb/breadcrumb-2.png') }}" alt="Image">
                        </div>
                    </div>
                </div>
            </div>
        </div>
        <!-- Breadcrumb End -->

        <!-- Privacy Policy Section start -->
        <section class="terms-wrap pt-100 pb-100">
            <div class="container">
                <div class="row gx-5">
                    <div class="col-lg-12">
                        <div class="single-terms">
                            <h3>1. Recharge and Utility Payments</h3>
                            <p>
                                Once a recharge or utility payment is completed, it cannot be cancelled or refunded. We
                                strongly recommend verifying all details before making any payment. For failed transactions,
                                we will initiate a refund within 24 hours if the payment is not successfully processed.
                            </p>
                        </div>
                        <div class="single-terms">
                            <h3>2. Domestic Money Transfer</h3>
                            <p>
                                Due to the nature of domestic money transfers, once the funds have been processed and
                                transferred to the recipient’s account, the transaction cannot be reversed, cancelled, or
                                refunded. If you experience any issues with a money transfer, please contact our customer
                                support team as soon as possible. In cases where the transaction was not processed due to an
                                error on our part, we will initiate a refund.
                            </p>
                        </div>
                        <div class="single-terms">
                            <h3>3. AEPS Transactions</h3>
                            <p>
                                AEPS transactions are final once processed. If there are any issues such as failed biometric
                                authentication or system errors, please contact our support team within 24 hours. We will
                                investigate the issue and, if applicable, process a refund.
                            </p>
                        </div>
                        <div class="single-terms">
                            <h3>4. Insurance Booking</h3>
                            <p>
                                Once an insurance policy is issued, cancellations are not permitted. If there is an error in
                                the details of the policy or any other issue, please reach out to our customer support team,
                                and we will assist in resolving the matter.
                            </p>
                        </div>
                        <div class="single-terms">
                            <h3>5. API Services</h3>
                            <p>
                                For API services, we offer a no-refund policy once a subscription or service has been
                                activated. However, if there is a technical issue with the API service, please contact
                                support, and we will make reasonable efforts to resolve it.
                            </p>
                        </div>
                        <div class="single-terms">
                            <h3>6. Requesting a Refund</h3>
                            <p>
                                If you wish to request a refund, please contact our customer support team at <a
                                    href="mailto:care.payonmoney@gmail.com">care.payonmoney@gmail.com</a> within 24 hours.
                                Include the transaction details, reason for the request, and any supporting documentation.
                            </p>
                        </div>
                        <div class="single-terms">
                            <h3>7. Refund Processing Time</h3>
                            <p>
                                Refund requests are processed within 7 business days from the date of approval. The refund
                                will be issued to the original payment method used during the transaction.
                            </p>
                        </div>
                        <div class="single-terms">
                            <h3>8. Cancellation of Services</h3>
                            <p>
                                To cancel any ongoing service or subscription, please contact our customer support team.
                                Depending on the service, a notice period may be required before the cancellation is
                                processed.
                            </p>
                        </div>
                    </div>
                </div>
            </div>
        </section>

        <!-- Privacy Policy Section end -->

    </div>
    <!-- Content Wrapper End -->
@endsection