@extends('layout.main')

@section('main-section')
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            <div class="container">
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                    <div class="col-lg-7 col-md-8 col-sm-8">
                        <div class="breadcrumb-title">
                            <h2>Terms & Conditions</h2>
                            <ul class="breadcrumb-menu list-style">
                                <li><a href="/">Home</a></li>
                                <li>Terms & Conditions</li>
                            </ul>
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        <!-- Terms and Conditions Section start -->
        <section class="terms-wrap pt-100 pb-100">
            <div class="container">
                <div class="row gx-5">
                    <div class="col-lg-12">

                        <div class="single-terms">
                            <h3>1. Acceptance of Terms</h3>
                            <p>
                                By using the PayOn Money website and services, you confirm that you accept these Terms &
                                Conditions, including any future modifications. If you do not agree with these terms, you
                                must immediately stop using our services.
                            </p>
                        </div>

                        <div class="single-terms">
                            <h3>2. Services Provided</h3>
                            <p>PayOn Money offers a wide range of financial services to facilitate financial inclusion,
                                including:</p>
                            <ul>
                                <li>Recharge Services: Mobile, DTH, and Data Card recharges.</li>
                                <li>Utility Payments: Bill payments for electricity, water, gas, and other utility services.
                                </li>
                                <li>Domestic Money Transfer: Secure transfers to recipients within the country.</li>
                                <li>AEPS (Aadhaar Enabled Payment System): Facilitating payments using Aadhaar
                                    authentication.</li>
                                <li>Insurance Booking: Facilitating insurance bookings across various categories.</li>
                                <li>API Services: Offering APIs for recharges and utility services to businesses.</li>
                            </ul>
                        </div>

                        <div class="single-terms">
                            <h3>3. User Registration and Account</h3>
                            <p>
                                To access certain features of our website, you may need to create an account. When
                                registering, you agree to provide accurate, up-to-date information. You are responsible for
                                maintaining the confidentiality of your account credentials and ensuring the security of
                                your account.
                            </p>
                        </div>

                        <div class="single-terms">
                            <h3>4. Eligibility</h3>
                            <p>
                                You must be at least 18 years old and legally capable of entering into binding contracts to
                                use PayOn Money. By using our services, you represent and warrant that you meet these
                                eligibility requirements.
                            </p>
                        </div>

                        <div class="single-terms">
                            <h3>5. Payment for Services</h3>
                            <p>
                                Certain services provided by PayOn Money are chargeable. All fees will be disclosed to you
                                before completing any transaction. We reserve the right to change the fees at any time with
                                prior notice to users. Payments can be made using various methods, including:
                            </p>
                            <ul>
                                <li>Debit/Credit cards</li>
                                <li>Bank transfers</li>
                                <li>Third-party payment gateways</li>
                            </ul>
                        </div>

                        <div class="single-terms">
                            <h3>6. User Responsibilities</h3>
                            <p>You agree not to:</p>
                            <ul>
                                <li>Engage in any fraudulent, malicious, or illegal activities when using our services.</li>
                                <li>Use the services in a manner that violates any local, state, or national laws.</li>
                                <li>Share your account credentials with unauthorized individuals or third parties.</li>
                            </ul>
                        </div>

                        <div class="single-terms">
                            <h3>7. Service Availability</h3>
                            <p>
                                While we strive to ensure that our services are available at all times, we do not guarantee
                                uninterrupted or error-free service. We reserve the right to suspend or discontinue our
                                services without prior notice for maintenance, upgrades, or other reasons.
                            </p>
                        </div>

                        <div class="single-terms">
                            <h3>8. Limitation of Liability</h3>
                            <p>
                                We are not liable for any damages or losses resulting from system downtime, transaction
                                failures, or any other issues beyond our control. You agree to use our services at your own
                                risk.
                            </p>
                        </div>

                        <div class="single-terms">
                            <h3>9. Termination</h3>
                            <p>
                                We reserve the right to suspend or terminate your account if you violate these Terms &
                                Conditions or engage in fraudulent activity. You may also terminate your account by
                                notifying us.
                            </p>
                        </div>

                        <div class="single-terms">
                            <h3>10. Governing Law</h3>
                            <p>
                                This Agreement shall be governed by and construed in accordance with the laws of NCT of
                                Delhi. Any disputes arising under or in connection with these Terms & Conditions shall be
                                subject to the exclusive jurisdiction of the courts in New Delhi.
                            </p>
                        </div>

                        <div class="single-terms">
                            <h3>11. Changes to Terms</h3>
                            <p>
                                We may update these Terms & Conditions from time to time. Any significant changes will be
                                communicated to you via email or on the website. You are encouraged to review this page
                                regularly for the latest updates.
                            </p>
                        </div>

                    </div>
                </div>
            </div>
        </section>
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@endsection